Subaccount Performance Report Nonstandardized
	Flexible Premium Adjustable Survivorship Variable Life Insurance Nationwide Life and Annuity Insurance Company

The Prospectus sets forth concise information an investor should know about this variable product. Investors are encouraged to obtain a printed bound Prospectus from their Registered Representative or the Company. This Electronic Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the laws, rules or regulations of the jurisdiction.

Survivor Options VL as of 05/02/2024

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
AllianceBernstein Variable Products Series Fund, Inc.
AB VPS Discovery Value Portfolio - Class A	1315.5969	-4.62	6.40	19.80	1.09	7.41
AB VPS Relative Value Portfolio - Class A	1103.5721	-3.67	9.37	17.67	6.41	9.72

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Allspring Variable Trust
VT Discovery SMID Cap Growth Fund - Class 2	604.0060	-2.54	11.66	17.27	-8.71	5.48
VT Opportunity Fund - Class 2	1087.7495	-4.42	9.10	21.72	4.47	10.94

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Dreyfus Investment Portfolios
BNYMel Invmt SmCapStkIndx	1328.4452	-2.92	1.61	15.40	-1.36	6.29

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Dreyfus Stock Index Fund, Inc.
BNYMel Stock Index	1382.7824	-3.41	10.71	23.72	7.18	12.50

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Dreyfus Variable Investment Fund
BNYMel VIF Oppr Small Cap	679.2215	-3.04	-0.16	7.82	-4.78	4.21

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Federated Insurance Series
Federated Hermes Managed Volatility Fund II - Primary Shares	242.8235	-3.47	6.44	9.23	0.95	3.89
Federated Hermes Quality Bond Fund II - Primary Shares	349.7613	-0.36	0.06	1.88	-2.07	0.85

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Fidelity Variable Insurance Products
VIP Asset Manager Portfolio - Initial Class	1067.9526	-1.61	4.02	8.46	0.26	5.26
VIP Equity-Income Portfolio - Initial Class	1942.9984	-2.10	8.08	15.95	6.02	9.90
VIP Growth Portfolio - Initial Class	3674.6277	-3.50	17.79	37.36	8.47	17.20
VIP High Income Portfolio - Initial Class	696.2716	-0.48	2.06	7.98	0.01	1.71
VIP Investment Grade Bond Portfolio - Initial Class	626.5514	-1.06	-0.93	-0.58	-3.44	0.16
VIP Mid Cap Portfolio - Service Class	1658.7200	-4.09	11.99	20.52	3.52	9.57
VIP Overseas Portfolio - Initial Class	923.6393	-3.28	8.77	10.48	1.02	7.01
VIP Value Strategies Portfolio - Service Class	1370.6048	-4.78	7.99	24.01	6.74	12.30

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Franklin Templeton Variable Insurance Products Trust
Franklin Small Cap Value VIP Fund: Class 1	1291.4244	-2.71	3.95	15.76	0.39	7.73
Templeton Foreign VIP Fund: Class 1	604.6549	1.42	3.24	13.62	2.89	3.83

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Invesco Investments
Invesco V.I. American Franchise Fund: Series I	840.6600	-4.54	17.22	36.46	2.94	13.09
Invesco V.I. American Value Fund - Series I Shares	261.1005	-1.63	13.39	36.06	8.99	N/A
Invesco V.I. Discovery Mid Cap Growth Fund - Series I	297.2118	-4.19	17.36	20.47	-1.84	N/A
Invesco V.I. Global Fund - Series I	1102.7705	-3.39	13.57	26.23	1.57	9.17
Invesco V.I. Global Strategic Income Fund - Series I	215.8972	-0.99	-0.16	3.00	-2.83	-0.72
Invesco V.I. Main Street Small Cap Fund - Series I	1496.6789	-2.72	6.22	20.49	1.03	9.54

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Janus Henderson VIT
JAS Janus Henderson Balanced Portfolio - Service Shares	937.2375	-2.61	7.03	11.79	2.60	7.29
JAS Janus Henderson Forty Portfolio - Service Shares	1810.7048	-4.40	13.98	31.90	3.16	13.29
JAS Janus Henderson Overseas Portfolio - Service Shares (2)	753.7742	-0.19	9.03	9.88	3.35	9.06
JAS Janus Henderson VIT Global Technology and Innovation Portfolio - Service Shares	2271.0771	-4.81	19.12	42.74	5.13	16.02

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Lincoln Variable Insurance Products Trust
LVIP American Century Disciplined Core Value Fund - Standard Class II	198.0553	N/A	N/A	N/A	N/A	N/A
LVIP American Century Inflation Protection Fund - Service Class	200.4585	N/A	N/A	N/A	N/A	N/A
LVIP American Century International Fund - Standard Class II	198.8791	N/A	N/A	N/A	N/A	N/A
LVIP American Century Ultra Fund - Standard Class II	199.0368	N/A	N/A	N/A	N/A	N/A

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
MFS® Variable Insurance Trust
MFS Massachusetts Investors Growth Stock Portfolio: Initial Class	572.8056	-3.86	8.80	18.10	5.13	12.22
MFS® Value Series - Initial Class	1194.3288	-3.09	7.70	13.74	4.69	8.34

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Morgan Stanley Variable Insurance Fund, Inc.
Emerging Markets Debt Portfolio - Class I	516.0435	-1.45	4.58	13.29	-2.78	-0.10
U.S. Real Estate Portfolio - Class I	782.2111	-4.12	-3.02	3.53	-2.39	-1.82

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Nationwide Variable Insurance Trust
AllianceBernstein NVIT Global Fixed Income Fund-Class VI (1)	248.3433	0.00	0.00	0.00	0.00	0.00
NVIT AQR Large Cap Defensive Style Fund - Class IV	1725.8654	-2.77	6.96	9.48	4.80	8.65
NVIT Amundi Multi Sector Bond Fund - Class I	443.8778	0.64	3.18	10.08	3.26	4.21
NVIT BlackRock Equity Dividend Fund - Class IV	940.2610	-1.63	6.76	15.02	4.65	8.97
NVIT Columbia Overseas Value Fund - Class X	284.3639	1.38	1.38	9.94	2.79	N/A
NVIT Emerging Markets Fund-Class I	687.8707	1.07	3.12	6.84	-11.01	-2.45
NVIT Federated High Income Bond Fund - Class I	569.4940	-0.40	1.05	7.82	0.25	2.57
NVIT Government Bond Fund - Class IV	468.2787	-1.23	-1.22	-2.30	-4.37	-1.30
NVIT Government Money Market Fund: Class IV	312.1511	0.36	1.06	4.33	1.89	1.14
NVIT Invesco Small Cap Growth Fund - Class I	1015.2789	-3.09	11.89	20.54	-4.12	7.69
NVIT Investor Destinations Aggressive Fund - Class II	885.5765	-2.71	7.43	16.01	1.32	6.65
NVIT Investor Destinations Conservative Fund - Class II	352.0052	-1.22	0.80	2.75	-1.92	0.95
NVIT Investor Destinations Moderate Fund - Class II	607.5160	-2.17	4.61	10.24	-0.02	4.27
NVIT Investor Destinations Moderately Aggressive Fund - Class II	775.5050	-2.44	6.36	14.03	0.84	5.89
NVIT Investor Destinations Moderately Conservative Fund - Class II	469.9443	-1.65	2.46	6.25	-1.04	2.61
NVIT BNY Mellon Dynamic U.S. Core Fund - Class I	1331.2938	-3.54	10.65	22.20	5.45	12.19
NVIT Jacobs Levy Large Cap Growth Fund: Class I	1374.0386	-3.94	13.68	32.21	15.39	19.90
NVIT BNY Mellon Dynamic U.S. Equity Income - Class I	993.4987	-3.34	8.06	14.35	7.62	10.52
NVIT BNY Mellon Dynamic U.S. Equity Income - Class X	354.6006	-3.34	8.13	14.52	7.75	N/A
NVIT Mid Cap Index Fund - Class I	1441.5451	-4.14	9.31	18.91	2.48	8.82
NVIT Multi-Manager Large Cap Value Fund - Class I	414.9953	0.00	0.00	0.00	0.00	-0.81
NVIT Multi-Manager(SM) Small Cap Value Fund - Class IV	979.6170	-4.57	4.00	17.70	1.77	6.82
NVIT Multi-Manager(SM) Small Company Fund - Class IV	1096.1364	-3.95	6.59	19.88	0.10	9.11
NVIT Calvert Equity Fund - Class I	309.1987	-3.61	5.60	13.95	2.14	N/A
NVIT S and P 500 Index Fund- Class IV	2835.0933	-3.48	10.80	23.66	7.18	12.51
NVIT Loomis Short Term Bond Fund - Class II	200.4543	0.15	0.67	4.11	-0.70	N/A
NVIT Victory Mid Cap Value Fund - Class I	358.2983	-4.20	6.46	11.07	3.90	N/A
NVIT Wells Fargo Discovery Fund: Class I	974.7883	-2.52	11.67	17.75	-8.43	5.52

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Neuberger Berman Advisors Management Trust
AMT Mid-Cap Growth Portfolio - Class I Shares	1486.2588	-4.62	16.12	23.00	-1.57	8.87
AMT Mid-Cap Growth Portfolio - Class S Shares	420.8578	-4.63	16.05	22.78	-1.75	8.67
AMT Short Duration Bond Portfolio - Class I Shares	373.1092	0.15	1.08	4.12	-0.16	0.97
AMT Sustainable Equity Portfolio - Class I Shares	1316.0088	-2.74	13.28	29.94	6.94	12.48

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
Putnam Variable Trust
Putnam VT International Equity Fund - Class 1B	595.0177	-0.83	5.05	9.93	1.10	6.21
Putnam VT Large Cap Growth Fund - Class IB	655.1543	-3.71	14.15	35.02	7.13	15.00
Putnam VT Large Cap Value Fund - Class IB	432.2625	-1.62	11.59	25.01	9.96	12.70

Investment Option	Unit Value	Current QTD	Previous Quarter	Previous 1 Year	Previous 3 Years	Previous 5 Years
VanEck VIP Trust
VanEck VIP Emerging Markets Bond Fund - Initial Class	523.9915	-0.71	0.10	4.96	-0.98	1.97
VanEck VIP Emerging Markets Fund - Initial Class	741.6977	1.28	6.64	15.84	-9.40	-0.88
VanEck VIP Global Resources Fund - Initial Class	922.0193	0.86	2.96	7.40	2.79	8.77

⁽¹⁾ This Portfolio may assess a 1% Short-Term Trading Fee on transfers from the Subaccount within 60 days of allocation to the Subaccount.
Please refer to the prospectus for details.
⁽²⁾ This Portfolio is not available to receive transfers or new premium.

The date ranges for the performance data are as follows: Current QTD (03/31/24 - 05/02/24), Previous Quarter (12/31/23 - 03/31/24), Previous 1 Year (05/02/23 - 05/02/24), Previous 3 Years (05/02/21 - 05/02/24), Previous 5 Years (05/02/19 - 05/02/24) .

n/a means not applicable.

The performance of the accounts is shown as a net rate of return which reflects the account's investment income and capital gains and losses, realized or unrealized, less investment management fees, and other fund operating expenses, and the mortality and expense risk charges. Performance does not reflect the Special Policy Account Value Credit or the effect of cost of insurance, policy expenses, and potential surrender charges which will vary with each policy and will reduce the performance figures above significantly. Please consult the hypothetical illustrations in the prospectus and a personalized illustration provided from your registered representative tailored for your particular circumstance. The relationship between the performance of the accounts and the actual percentage increase or decrease in policy benefits is not directly proportional. Please see a current prospectus for an explanation of the relationships and additional information. The first Survivor Options VL policy was sold in February, 1997 .

The results shown represent past performance and should not be considered a representation of future performance or experience. Past performance does not guarantee future results. Investment return and principal value of an investment will fluctuate so that an investor's units/shares, when redeemed, may be worth more or less that their original cost. Current performance may be lower or higher than the performance data quoted. Please consider the fund's investment objectives, risks, and charges and expenses carefully before investing. Both the underlying fund prospectus and contract prospectus contain this and other information about the investment company. Prospectuses are available at www.nationwide.com or may be obtained through your Registered Representative. Read the prospectuses carefully before investing.

The performance data quoted represents past performance and should not be viewed as indicative of future returns. Investment returns and contract values will fluctuate so that your contract value when redeemed may be worth more or less than the amount invested.
Investments in international stocks are subject to additional risks, including currency fluctuations, foreign taxation, political risks, lower liquidity, differences in auditing and other financial reporting standards. Fund investments in higher-yielding, lower-rated debt instruments are subject to more credit risks. There is greater volatility inherent in investments that concentrate their investments in one economic sector.

Funds investing in stocks of small or emerging companies may have less liquidity than those investing in larger, established companies and may be subject to greater price volatility and risk than the overall stock market.

Funds that focus on real estate investing are sensitive to economic and business cycles, changing demographic patterns and government actions.

The Nationwide Investor Destinations Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Investor Destination Funds, you are indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.

Regular Mail Nationwide Life Insurance Company	Overnight Mail Nationwide Insurance 1-LC-D4
PO Box 182928	1 Nationwide Plaza
Columbus, OH 43218	Columbus, Ohio
	43215-2239